CreditBuilderIQ | Personalized tools you need to get the credit scores you deserve

Real Results. Real Fast.

Take control of your credit with easy disputing and AI score boosting tools - all in the palm of your hand.

A High Score is Your Right

Easily dispute flaws to ALL 3 bureaus. Don't be scared - disputing is your right and won't hurt your score!

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Qualify For That Dream Home & Save Money

Dreaming of that new home? Excellent credit can open doors to better mortgage rates and loan options.

Make It Easier To Get Hired

Excellent credit can improve job prospects and opportunities.¹

Lower Insurance Premiums

Imagine lower insurance premiums because of your excellent credit! Higher credit scores can mean significant savings on insurance costs.²

1 Week for $1

Renews at $39.99/month after trial period. Cancel Anytime.

We give you the tools to take action to build your credit.

Score Center

View your latest credit scores from the 3 major bureaus and set your credit score goals.

Dispute Hub

We make it easy to dispute those negative items on your credit report. Our Dispute Hub generates custom dispute letters for each credit bureau and tracks your progress.

Credit Report Review

Review flagged items that can potentially be negatively affecting your credit score.

Track Your Progress

Easily keep track of your dispute letters and the responses you receive from the credit bureaus.

1 in 3 People

have an inaccuracy on their credit report.

Source: Consumers Report

20 points in 30 days

You can increase your credit score by at least 20 points in 30 days.

Source: CreditXpert Mortgage Credit Potential Index

50 Points or More

Increase your credit score by 50 points or more for those who stay on the product longer.

Source: IDIQ® Study of IdentityIQ® and MyScoreIQ® brands

Get Started for $1

See your potential score gains for just $1

Unlock a Higher Credit Score

Take the fast track to credit confidence with the main tools you need for score improvements.

3-Bureau Credit Scores & Reports

AI-Driven Interactive Credit Analysis

Unlimited Dispute Generation