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woman looking at her phone with CreditBuilderIQ widgets floating around her and credit scores from the 3 major credit bureaus.

Start Building Your Credit Now

Stop feeling the pain of a poor credit score. Take your credit into your own hands today, so you can have the future you deserve.

Get Started
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Real Results. Real Fast.

Take control of your credit with easy disputing and AI score boosting tools - all in the palm of your hand.

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A High Score is Your Right

Easily dispute flaws to ALL 3 bureaus. Don't be scared - disputing is your right and won't hurt your score!

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1 in 3 People

have an inaccuracy on their credit report.

Source: Consumers Report

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20 points in 30 days

You can increase your credit score by at least 20 points in 30 days.

Source: CreditXpert Mortgage Credit Potential Index

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50 Points or More

Increase your credit score by 50 points or more for those who stay on the product longer.

Source: IDIQ® Study of IdentityIQ® and MyScoreIQ® brands

File a Dispute
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Qualify For That Dream Home & Save Money

Dreaming of that new home? Excellent credit can open doors to better mortgage rates and loan options.

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Make It Easier To Get Hired

Excellent credit can improve job prospects and opportunities.1

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Lower Insurance Premiums

Imagine lower insurance premiums because of your excellent credit! Higher credit scores can mean significant savings on insurance costs.2

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Get Started For

$

9.99

/mo

We give you the tools to take action to build your credit.

Score Center

View your latest credit scores from the 3 major bureaus and set your credit score goals.

CreditBuilderIQ member site Score Center widget showing a credit score and score trackerCreditBuilderIQ member site Score Center widget showing a credit score and score tracker

Credit Report Review

Review flagged items that can potentially be negatively affecting your credit score.

CreditBuilderIQ member site Credit Report Review widget showing areas of your credit report that need review

Track Your Progress

Easily keep track of your dispute letters and the responses you receive from the credit bureaus.

CreditBuilderIQ member site card showing a sent dispute letter to Equifax

Dispute Hub

We make it easy to dispute those negative items on your credit report. Our Dispute Hub generates custom dispute letters for each credit bureau and tracks your progress.

CreditBuilderIQ member site Dispute Hub widget showing dispute letters progress from drafts to created to sentSent letters CreditBuilderIQ screen
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3-Bureau Credit Scores & Reports

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AI-Driven Interactive Credit Analysis

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Unlimited Dispute Generation

3 people icons with 1 highlighted pink

1 in 3 People

have an inaccuracy on their credit report.

Source: Consumers Report

a row of dots getting brighter towards the right plus an upwards arrow on the far right

20 points in 30 days

You can increase your credit score by at least 20 points in 30 days.

Source: CreditXpert Mortgage Credit Potential Index

a gauge pointing to the top right with a +50 next to it

50 Points or More

Increase your credit score by 50 points or more for those who stay on the product longer.

Source: IDIQ® Study of IdentityIQ® and MyScoreIQ® brands

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Get Started
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Take Control of Your Credit for Only $9.99/mo

Get Started
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IDIQ® provider of CreditBuilderIQSM services. All Rights Reserved.

Screens may be modified for demonstration purposes and subject to change.

‍1 Legality of a credit check in the hiring process varies by state.
2 Legality of a credit check for insurance premium pricing varies by state.

Results may vary. CreditBuilderIQ℠ services are 100% U.S.-based. CreditBuilderIQ provides credit report information from Experian, Equifax and TransUnion. CreditBuilderIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditBuilderIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.