Pay. Build Credit. Automatically.
Your CreditBuilderIQ membership payment is reported to the major credit bureaus — building your credit with a payment you're already making.
Get Even More from Your Membership
With Subscription Reporting, your monthly CreditBuilderIQ membership payment is reported to the major credit bureaus automatically — helping you build your credit with a payment you're already making.
Your membership opens a $2,000 active tradeline on your credit report, adding positive payment history month after month. No extra steps, no extra cost.
Quick & Simple Setup
Apply for your line of credit in minutes. Once approved, your membership payment is reported automatically.
We Report for You Automatically
Your membership payment is reported as an installment loan to Equifax and Experian every month.
Build Credit Over Time
Every payment you make lands on your credit report as positive history. That's a $2,000 tradeline working in your favor, month after month.
Screens may be modified for demonstration purposes and subject to change.
Results may vary. CreditBuilderIQ℠ services are 100% U.S.-based. CreditBuilderIQ provides credit report information from Experian, Equifax and TransUnion. CreditBuilderIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditBuilderIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.
Results may vary. Some members may not see an increased score or increased creditworthiness. Lenders use a variety of credit scores and may make decisions about your creditworthiness based on a credit score different from those impacted by positive rental and utility reporting.
© 2025 IDIQ® provider of CreditBuilderIQSM services. All Rights Reserved.
Results may vary. CreditBuilderIQ℠ services are 100% U.S.-based. CreditBuilderIQ provides credit report information from Experian, Equifax and TransUnion. CreditBuilderIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditBuilderIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.
Results may vary. Some members may not see an increased score or increased creditworthiness. Lenders use a variety of credit scores and may make decisions about your creditworthiness based on a credit score different from those impacted by positive rental and utility reporting.
© 2025 IDIQ® provider of CreditBuilderIQSM services. All Rights Reserved.